Maybe. Maybe not.
You are more likely visualized the ads. They appear in a lot of online rental indices on Craigslist or Kijiji. They ask you why you would lease when you are able to own. Or they will ask you why you’re helping to pay someone else’s mortgage, when you could be paying your own.
There could be some fact or wisdom to that, but not ever. The thing you need to understand is that these ads are targeting people with injury credit, who might not be able to get a mortgage from a more conventional lender. This means the processes and rate may indicate a injury credit report. Ads that sell car loans with no credit check will do the same thing.
Talk to a indebtedness professional. They can help you to weigh to purchase a residence now, versus rebuilding your credit rating for a while, so you’re most attractive to lenders.