Occasionally some lenders are willing to negotiate on both the mortgage rate and the number of extents. This isn’t typical among many of the proven mortgage lenders who give their proportions. However, it never hurts to shop around, know the market and try to get the best cope. Always look at the combination of interest rate and extents and get the best cope possible. This is reflected in what is called the APR or Actual Percentage Rate.
The interest rate is much more open to negotiation on acquires that involve dealer financing. Generally, these are based on marketplace proportions but a certain flexibility subsists when negotiating such a deal.